What These Terms Cover Before Access
These Terms & Conditions explain the agreement between you and us when you create or use an account. They cover accurate account details, phone verification before account access, protection of login details, wallet instructions, and the way we may pause access when a security or legal
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question needs checking. When you use DANA, OVO, GoPay or QRIS, the transaction record shown in your account forms part of the account history you should check before requesting help. Bank transfer and virtual account instructions must be followed exactly as displayed, because an incorrect reference
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can delay matching. Access depends on local law and may not be available in every Indonesian location. We may update these Terms & Conditions when an operational or legal change requires it; the current wording remains available through the policy link in the account area. By
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opening an account, you confirm that you have read the applicable wording and will provide information that remains accurate.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.